Becoming an IAS officer is a dream for many, but candidates often wonder about the financial aspects of the UPSC journey. While there is no “fee” to become an IAS officer, aspirants must bear expenses related to exam registration, coaching, study material, and living costs. This blog will break down the costs involved in preparing for the UPSC Civil Services Examination (CSE) and also cover the salary and perks of an IAS officer.
UPSC Examination Fees
Stage |
Fee (General/OBC) |
Fee (SC/ST, PwBD, Female Candidates) |
Prelims Exam |
₹100 |
Free |
Mains Exam |
₹200 |
Free |
Interview Process |
No Fee |
No Fee |
The Union Public Service Commission (UPSC) charges a nominal fee for the Civil Services Examination:
- Prelims Exam Fee: ₹100 (General/OBC); Free for SC/ST, PwBD, and Female candidates
- Mains Exam Fee: ₹200 (General/OBC); Free for SC/ST, PwBD, and Female candidates
- Interview Process: No additional fees
These fees are minimal compared to other competitive exams, making UPSC one of the most affordable government exams.
IAS Coaching Fees in India
Most candidates join coaching institutes for structured preparation. The cost varies based on location, faculty, and course type. Below is the IAS coaching fee structure at SHRI RAM IAS, one of the best coaching institutes in Delhi:
Course |
Fee |
Duration |
Details |
Foundation Course |
₹1,50,000 |
1 Year |
Prelims + Mains (General Studies), Essay, Compulsory Papers, Interview |
Full Course |
₹1,80,000 |
1 Year |
Prelims + Mains (General Studies), Essay, Compulsory Papers, Interview, Optional (Public Administration) |
GS Mains Mentorship |
₹50,000 |
8 Months |
GS I, GS II, GS III, GS IV |
Optional Public Administration Mentorship |
₹25,000 |
4 Months |
Public Administration |
NCERT Courses |
₹20,000 |
6 Months |
NCERT-based preparation |
PCS Courses |
₹50,000 |
1 Year |
Covers PCS exams for Uttar Pradesh, Bihar, Madhya Pradesh, Rajasthan, Haryana, Uttarakhand, Jharkhand, Jammu & Kashmir |
SHRI RAM IAS provides affordable and high-quality coaching with expert faculty and regular test series. Whether you are a beginner or need advanced mentorship, these courses cover all aspects of the UPSC journey. Read full fee structure here.
Living Expenses for IAS Aspirants
Many aspirants relocate to coaching hubs like Delhi, Prayagraj, Hyderabad, or Bangalore. The cost of living varies, but typical monthly expenses include:
- Hostel/PG Rent: ₹8,000 – ₹20,000
- Food and Miscellaneous: ₹5,000 – ₹10,000
Those preparing from their hometowns can save a significant amount on living costs.
Salary and Perks of an IAS Officer
Despite the expenses of preparation, the rewards of becoming an IAS officer make it worthwhile. IAS officers receive a good salary, perks, and lifetime job security.
IAS Salary as per 7th Pay Commission
IAS officers earn a basic salary along with allowances:
Rank |
Basic Pay |
Total Salary (Including Allowances) |
Junior Scale (Entry-Level) |
₹56,100 |
₹85,000 – ₹1,00,000 |
Senior Time Scale |
₹67,700 |
₹1,00,000 – ₹1,20,000 |
Junior Administrative Grade |
₹78,800 |
₹1,20,000 – ₹1,50,000 |
Selection Grade |
₹1,18,500 |
₹1,80,000 – ₹2,00,000 |
Super Time Scale |
₹1,44,200 |
₹2,00,000 – ₹2,50,000 |
Apex Scale (Chief Secretary Level) |
₹2,50,000 |
₹3,00,000+ |
Expected IAS Salary in 8th Pay Commission
The 8th Pay Commission is expected to be implemented by 2026. If we assume a 30% hike, the revised salary could be:
- Entry-Level IAS Salary: ₹1,10,000 – ₹1,30,000 (including allowances)
- Senior IAS Officers: ₹2,50,000 – ₹3,50,000+
This salary increase will further improve the financial benefits of an IAS career.
Perks of an IAS Officer
IAS officers enjoy several benefits apart from their salary. They receive an official residence, usually a spacious government bungalow, at a very minimal rent. These accommodations are well-maintained and located in prime areas of the city. This ensures that officers and their families have a comfortable living space throughout their service.
They are also provided with an official vehicle along with a driver. This facility helps them travel conveniently for official duties without any personal expenses. The government also covers the fuel and maintenance costs of the vehicle. This benefit ensures smooth mobility, especially for officers working in large districts.
Security arrangements depend on the officer’s posting and responsibilities. District Magistrates and officers handling sensitive departments often receive police protection. In high-risk situations, officers may be provided with additional security personnel. This ensures their safety while performing their administrative duties.
IAS officers and their families receive free medical benefits. They have access to top government hospitals and specialized healthcare facilities. All medical expenses, including surgeries and treatments, are covered. This ensures that officers do not face any financial burden regarding their health.
After retirement, IAS officers receive a pension along with other post-retirement benefits. They continue to receive healthcare facilities and other government perks. Many officers are appointed to advisory roles or commissions even after retirement. This provides them with financial security for life.
The respect, authority, and career growth of an IAS officer make the journey worth the effort.
Conclusion: Join SHRI RAM IAS for the Best UPSC Coaching
Becoming an IAS officer requires dedication, quality guidance, and expert mentorship. SHRI RAM IAS, one of the best IAS coaching institutes in Delhi, provides structured courses, regular test series, answer writing practice, and experienced faculty to help aspirants succeed.
If you are serious about clearing UPSC and securing a top rank, enrol in SHRI RAM IAS today and take the first step towards becoming an IAS officer.